Debt Advisory for Lower Middle Market Companies
Your trusted filter between established companies and the institutional lenders that fund them. Working with lenders in the U.S., UK, Europe, Canada and Australia, we run a competitive financing process across banks, private credit funds, and asset-based and specialty lenders, so you secure the right debt structure on terms you understand before you sign.
A debt advisory firm that works only for the borrower.
Kenward Partners helps established companies borrow well. Our clients are businesses with real profit, receivables, inventory, equipment or contracted cash flow that need the right facility, from the right lender, on the right terms.
We take no position in your financing. We prepare your credit story, take it to the institutional lenders most likely to approve it, and negotiate the terms with them side by side.
We built Kenward Partners for owners and finance leaders who need institutional-quality debt advice on their timeline, without the bureaucracy of a large bank.
About Kenward PartnersWhy companies bring their financing to us
Term sheets in weeks, not quarters
We prepare the credit package once, properly, and take it to the lenders most likely to say yes, so you are not repeating the same conversation one bank at a time.
Institutional lenders across five markets
Commercial banks, private credit funds, asset-based lenders, equipment finance houses, and specialty and project lenders in the U.S., UK, Europe, Canada and Australia, matched to your size, sector and collateral.
A credit story lenders can approve
Clean financials, a clear use of proceeds and an honest view of the risks: the package a credit committee needs to move.
Competitive tension on every term
Rate is one line. We negotiate covenants, amortization, prepayment, fees and reporting, the terms that decide how the facility feels in year two.
Industries lenders want to understand
From owner-led service businesses to manufacturers, distributors, specialty lenders and energy projects, presented the way each lender underwrites them.
Beyond the closing
Refinancings, upsizes, covenant resets and the next facility. We stay on call for the life of the facility.
Raising new debt, or resetting the debt you have
Debt Advisory
New facilities, refinancings and acquisition debt, sourced across banks, private credit funds and specialty lenders.
- Unsecured business loans
- Asset-based lending and term loans
- Acquisition and project financing
Restructuring and Refinancing
When a facility no longer fits the business, we reset it with your lenders before it becomes a crisis.
- Covenant waivers and amendments
- Amend and extend
- Refinancing a stressed facility
Borrower-Lender Matching Intelligence
We keep our own map of what each institutional facility provider actually funds: size, sector, structure, geography, collateral and the pricing we see in live processes. Your case is matched against it, a shortlist is ready quickly, and we go to market with the providers most likely to say yes on the best terms.
Matched on criteria
Only providers whose credit appetite fits your size, sector and collateral.
Matched on pricing
Indicative terms from comparable processes, so you know where the market is before the first call.
Shortlisted, then to market
A tight list, a complete package and a timetable every lender works to.
Tell us what you fund. We only show you what fits.
- Companies screened against your size, sector, structure and geography
- A complete credit package from the first conversation
- Borrowers who have been told plainly what the market will and will not do
Join our lender network
Institutional lenders in the U.S., UK, Europe, Canada and Australia, from banks and private credit funds to asset-based, equipment and project lenders: send us your criteria and the right contact.
contact@kenwardpartners.comLatest Insights
Unsecured Business Loans UK: How Lenders Assess SMEs
What UK lenders look at when assessing an unsecured business loan, how these loans are usually structured, why applications are declined and how to prepare a cleaner case.
How to Compare Loan Term Sheets: What Matters Beyond the Rate
The interest rate is the first number every lender quotes and the least useful one on its own. This guide covers the terms that decide what a loan really costs and how it will feel to live with.
Covenant Breach: What to Do Before You Tell Your Lender
A covenant breach usually shows up in the forecast a quarter or two before the test date. How you use that time shapes what the waiver or amendment ends up costing.
Your next facility starts with a conversation.
A short first call tells you whether the financing is achievable, what it should look like and which institutional lenders are likely to provide it.
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